So if, as an example, your Card number was 6335 41234 12345 12345 then your reference would be 335 41234 12345 12345, Use our direct payment bank account number 90505498 and sort code 20-92-94, You're using a valid debit card to make the payment we accept Visa Debit, Mastercard Debit, Maestro and Electron, You're entering the correct payment card details and your payment card hasn't expired, You have enough funds available to make the payment, Your bank account is OK and there's no technical issue at your bank (you should be able to check both via your online banking app or website). Will my Argos Card application involve a credit search? The amount you need to pay depends on your current situation and how long you have been in Persistent Debt and how much you can afford to pay each month. How Deferred Interest is included as part of your Minimum Payment?'). I'm worried about being able to afford my repayments If you've missed a repayment to your Argos Card account, or think you might do, we want to help. When you reach the balance checker, enter these 2 numbers: the 20-digit Card Number. Its a simple way to pay for your online Argos shopping. However, I found that when I searched for Argos on the BLC website, Argos didnt show. Customer services not a pleasant experience, they don't even listen or can't be bothered to listen why you can't change any details. Octopus refer a friend: 50 credit when switching 2023 code, 10 of the best receipt apps to earn money in the UK, The Top 10 Best Paid Survey Sites In The UK 2021, The best cashback sites in the UK: Earn 100s back, How much do extras get paid? Remember: If you continuously only make the minimum monthly contractual payment every month, it will take you longer and cost you more to clear your balance. It depends how much you can pay off towards a plan and when your plans were started. Lines are open 8am to 6pm Monday to Saturday and 10am to 6pm Sunday. How do I get past it? How will increasing the interest rate impact the way my account works? Coming here to MyArgosCard.co.uk, or downloading and registering for the My Argos Card App, where you can manage your account and make payments, Calling our automated payment system on 03456 400 700. If the date has been and gone then we cant replace it for you (sorry). If you remember your Login ID but you've forgotten your Memorable Word or Security Number, log in as normal (enter Login ID & Surname and press Next) but on the second page press Forgotten Your Security Details and follow the instructions. } Where you have two or more Buy Now Pay Later Plans due to expire after your next statement period, these will be repaid in the order in which they are due to expire, starting with the Buy Now Pay Later Plan that is due to expire first. You can look on your latest statement (go to View Statements when you log in) or we'll tell you on your Account Summary. Please be aware that there are also many similar debt management businesses that will charge you for their services. } We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Were looking into this as we know itd be a super-helpful feature. see if you can move your credit card balance over to a 0% balance transfer card. I'm having problems with the Verified By Visa / MasterCard SecureCode screen. PC Worlds website was merged into Currys in July 2019, resulting in the end of PC World as the separate retailer. 20 Rewards = 20 Argos eGift Card + 5% Rewards. How Deferred Interest is included as part of your Minimum Payment? +MORE. If you can afford to pay more each month, you will pay off your balance quicker and you'll pay less interest. . You can see the end date on the official web shop or on HotDeals.com. And your priority payments - Rent/mortgage, Council Tax, and household bills, will always come first. When entering your card details at the Checkout, youll be given an option to pay by credit card please select this option. So Visa Debit, MasterCard Debit and Maestro are accepted methods of payment but AmEx and MasterCard or Visa Credit are not. How do I contact you? You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? We also use third-party cookies that help us analyze and understand how you use this website. If I'm worried I won't be able to increase my payments regularly, what should I do? Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account, Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. If you dont pay in full, youll be charged interest on any balance remaining at the end of the plan. You can delete or block cookies but it may affect your access to some parts of our site. We know your debts aren't going to disappear on their own, but we really can help. Add a photo to your eGift Card. These cookies ensure basic functionalities and security features of the website, anonymously. Add your Business Account card as a payment type on your argos.co.uk account to make payment quicker and easier. . If you're using browsers older than Chrome 28, Firefox 27, Microsoft Edge 12, Safari 7. It can take up to a month to close your account and it might take up to another month for your credit file to update. Details. Its a simple way to pay for your online Argos shopping. People also asking: Is a black racer snake aggressive? Check out my video on this page on how to purchase your cards. How is interest calculated on Buy Now Pay Later plans? Again, you will be taken to the Edenred store. When you've cleared your balance, we will then close your account. At the moment you can use your Love2shop Flexecash online and in store, however the Love2shop paper vouchers can only be used in store. You can pick up the latest Curry discount codes list here from the official site. Are you a Blue Light Card holder? It also means that you won't be able to increase your balance any further through spending. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? As for where to return unwanted products, the answer is threefold: you can head to a Currys PC World store to part ways with it, or arrange a free product collection by calling 0344 561 1234 or . Can I opt out of the interest rate increase and close my account on MyArgosCard.co.uk or by using the App? If you can't pay double the minimum each month, paying any amount more than the minimum will help. I've sent a text to opt out of the interest rate increase, but I haven't had a response. If your account isn't suspended and you make further purchases on your Argos Card, you should be aware that your repayments will increase too. Over 50 views in 24 hours. What do I do? Don't forget to use the discount before it expires. Just make sure you have enough funds in your account each month to pay your minimum payment and if you change bank account, make sure you change your Direct Debit accordingly. I've been in contact with you and chosen an option, but my circumstances have changed. Estimated Interest is the amount of interest you might incur if you only pay your minimum payment before your next statement. I'm in arrears or have a repayment arrangement, do I need to pay more? Use the last 18 digits of your Argos Card number (the long number across your Card) as your reference - i.e. On the homepage you'll need to enter your Login ID and your Surname, press Next and then enter your Memorable Word and a five-digit Security Number. However, there's no direct link between your credit score and your account being in Persistent Debt. Visa Debit, MasterCard Debit or Maestro) and press Make A Payment when you're logged in. 16 GB RAM 512 GB SSD. Love2shop Gift Cards can be spent in The Entertainer, M&S, Iceland, Boots, Debenhams, Matalan, Argos, Wilko, New Look, Peacocks, River Island, HMV and many more stores. Your APR is displayed on your latest statement. Why is my payment not showing on my account? Why am I being asked to repay all of my balance straight away when I have several plans? Can I turn off my paper statements and letters? Call us on 03456 400 703 to see how we can help. What's a Buy Now Pay Later plan? In the App you can view each of your plans in the My Credit Plans section, this will show you the purchase date, the purchase value and the outstanding balance. You can change your phone number and email address in the App, and you can change your address, phone number and email address on myargoscard.co.uk. 7 How much interest do you pay on an Argos Card? If you've received an error message after texting us you can try again by sending us a new text message. We often link to other websites, but we can't be responsible for their content. You can't make payments to plans that haven't appeared on your statement yet - if you try to do that our system will automatically allocate your payment to the plan or plans which are likely to incur the most interest that month. What happens if I spend more? The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Once the balance is paid, you can shop as normal and enjoy interest-free shopping. I am a big fan of the Blue Light Card, which has saved me a lot of money over the years. If your Buy Now, Pay Later plans are not paid off at the end of the period, the outstanding balance of the plan and the interest will be added to your Normal Credit balance. Usually, I would recommend you visit a cashback site before you make your purchase. Can I use my Argos Card to buy cigarettes in Sainsburys? Argos Limited 2023. When you connect to our website, your session is encrypted. Its easy to apply for an Argos Card. Can I use my Argos card at Sainsburys petrol station? Your Memorable Word is essentially your password - something only you'll know. How will Brexit affect the services I receive for my Argos Card? You're not tied in to paying a higher amount all the time. 9 Can You Use Your Argos card at Homebase? But if you do have a balance and haven't received a statement then it's possible that it's been delayed in the post. Unfortunately, this means you won't be able to spend on your card or take out any new Buy Now, Pay Later plans. I made a payment to a plan but the payment has gone towards a different plan. If you're unsure whether or not the Direct Debit is set up, give us a call. How might the proposed Royal Mail strike affect my Argos Card? The Financial Ombudsman Service exists to help resolve complaints and disputes as an impartial adjudicator, within the existing law. How might the proposed Royal Mail strike affect my Argos Card? You might notice that some Plan Refs are the same as others - that's because they're not unique and they just tell us what type of plan it is. After you get your confirmation message, it can take some time for your card to be blocked while we process your request and make the changes we need to in our system. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. What happens if I go over my credit limit? Valid until 19 Mar 2023. We take your financial circumstances into consideration as well as some other information about your account. If you have any difficulties making your payments please contact us on 0345 601 0798 as soon as you can so we can help you. What on earth does that mean? If your Argos Card account is suspended, it means that you won't be able to use your card to buy anything new. If your email address is not correct then you'll need to give us a call. Depending on what you buy, you can use an Argos Card a bit like you would a regular credit card or take out an Argos Card credit plan. Next day delivery and free personalised card available! Can you use an argos gift card in homebase? Just remember to bring ID and a household bill or bank statement to prove your address. Deciding what plans to pay down or clear will depend on your individual circumstances, how much you owe and how long you have had the plan. How do I set up a Direct Debit? Can you get free delivery at Argos? Same company, credit options from Currys or PC World discounts to multiple collections, products and! Why is that? Argos/Homebase A Cards These dual-use Homebase/Argos gift cards were issued by Homebases former owners Home Retail Group, and Wesfarmers are no longer honouring them. We call this the "Deferred Interest Portion". We're working hard to resolve these issues as quickly as possible. We will continue to monitor your account for 18 months after we write to you the first time and we'll let you know during that time how you are progressing. 5. The way you apply depends on whether you need a credit plan today Or whether youre lining up credit ready for future shopping at Argos or Habitat. Go to, Provides free, confidential debt advice in each council area throughout Northern Ireland via an online chat service and by phone. Instead you get up to 56 days to pay for every shop under 50 at Argos.
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